Coverage Rules

Last updated: 15 August 2026

These Coverage Rules (the “Rules”) describe how the Shieldome protection protocol (“Shieldome”, “the Protocol”, “we”) works. By acquiring a policy you agree to these Rules. They are provided for clarity and may be updated; the version published here always governs.

1. Eligibility

• You must be at least 18 years old and legally able to enter these Rules.
• You must complete a minimal identity verification (KYC) at onboarding.
• Access is void where prohibited. The Protocol may restrict or decline access from certain jurisdictions or sanctioned parties.
• You are solely responsible for the legality of using Shieldome in your location and for any taxes that apply to you.

2. What a policy is

A policy is a fixed-structure coverage instrument over a market move (initially on gold, with further assets to follow). Each policy belongs to a series and follows one standard, identical structure — there are no tiers. The coverage parameters of a policy are set at activation; the structure below is invariant.

3. The standard plan

• Series value: $1,000. Split: 90/10 in the holder’s favour. Completion payout: $900, settled in USDT.
• Phase 1 — Exercise: the covered move must reach its target before touching its limit. Clearing Phase 1 unlocks Phase 2.
• Phase 2 — The series: five operable days, each reaching a minimum of $200. Five days of $200 make up the $1,000 series. All five must be cleared to complete it.
• Completion: completing the five-day series ($1,000) releases the holder’s 90% share — $900 — in USDT from the on-chain pool, together with an automatic certificate. The remaining 10% is retained by the Protocol.
• Break: if a policy breaks (touches its limit) in any phase, the policy ends and no completion payout is due. The premium paid is the cost of the cover and is retained by the Protocol.

4. Scope of the Protocol

Shieldome provides coverage infrastructure and nothing more. The Protocol does not manage positions, execute trades on your behalf, direct or advise on strategy, or take part in any arrangement you may hold elsewhere. How you position around a policy, and with whom, is entirely your own decision and your own responsibility.

Coverage is issued and tracked on DomeTrading, the Protocol’s own platform. A public API and webhooks are made available so holders may connect their own systems for policy status and settlement events. Any third-party system connected through the API is operated independently of the Protocol, and the Protocol accepts no responsibility for it.

5. Premiums, payouts and settlement

• Premiums and payouts are denominated and settled in USDT on supported networks (BEP20, Arbitrum, Ethereum).
• Payouts on completion are released from a transparent, on-chain liquidation pool whose balance is publicly auditable.
• Network (gas) fees and any third-party costs are borne by the holder and are outside the Protocol’s control.

6. Settlement, oracle and disputes

Outcomes (break or completion) are determined from the covered market reference and signed before any payout is released on-chain. A dispute window applies before a completion payout finalizes; holders may contest a determination through the process published in-app. The Protocol’s determination, subject to that process, is final.

7. Automation and conduct

Automation is permitted. Policies may be operated through bots, expert advisors, algorithmic systems, and your own software, including via the API.

Prohibited: copy trading or mirroring across accounts; sharing, selling, or transferring your login, or letting a third party operate your account; holding multiple or coordinated accounts; opening opposing positions across policies or accounts to secure an outcome; exploiting bugs, latency, or erroneous prices; manipulating the market reference, oracle, or settlement; false identity or verification data; abuse of the dispute process; and any unlawful use.

Any act intended to defraud, manipulate, or circumvent the Protocol is a serious violation: affected policies may be voided, premiums forfeited, payouts withheld or reversed, and accounts permanently closed. Full detail in the Terms of Use.

8. No guarantee & risk

Coverage outcomes depend on market execution and are not guaranteed. Most policies break by design. Digital assets and leveraged positions can lose value rapidly and entirely. Do not commit funds you cannot afford to lose. Shieldome does not provide investment, legal, or tax advice.

9. Changes

These Rules may change. Material changes will be posted here with a new date. Continued use after changes constitutes acceptance.

10. Contact

Questions about these Rules: hello@shieldome.fi.